Depending on the college or university you choose to attend, the grants and scholarships you've been awarded may not cover the cost of attending your choice of higher education.

You do not payback grants and scholarships. You repay loans. 

Your next option is to borrow money, using loans. A part of your FAFSA application, the federal government offers subsidized and unsubsidized loans. Generally, if you have to borrow money, using this option is usually the best. To learn more about borrowing these types of dollars click here. 

The next option is private loans. Below are options for borrowing money to pay for school